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Peoples State Bank Of Hallettsville

Hallettsville, TX · Est. 1929 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Peoples State Bank Of Hallettsville is a bank based in Hallettsville, Texas, established in 1929, with $408 million in total assets across 1 branch. By Trust Grade it ranks 294th of 349 banks we track in Texas. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Peoples State Bank Of Hallettsville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$407.5M
$100M–1B institution
Deposits
$372.8M
Branches
1
Capital ratio
8.0%
Bottom 16% of $100M–1B peers · Texas median 10.9%
Return on assets
0.9%
Bottom 35% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#294
of 349 banks

How Peoples State Bank Of Hallettsville compares to Texas peers

Capital ratio
Bottom 16% of $100M–1B peers
Peoples State
8.0%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
Peoples State
0.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Peoples State Bank Of Hallettsville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples State Bank Of Hallettsville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 116 E 3rd St, Hallettsville, TX 77964

Are deposits at Peoples State Bank Of Hallettsville insured?

Yes. Peoples State Bank Of Hallettsville is an FDIC-insured bank (FDIC certificate #10719). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples State Bank Of Hallettsville: frequently asked questions

Is Peoples State Bank Of Hallettsville a good bank?

Peoples State Bank Of Hallettsville earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.95%).

Is Peoples State Bank Of Hallettsville FDIC-insured?

Yes. Peoples State Bank Of Hallettsville is a FDIC-insured bank (FDIC certificate #10719). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples State Bank Of Hallettsville?

Peoples State Bank Of Hallettsville holds $408 million in total assets, ranking 294th of 349 banks we track in Texas. It operates 1 branch.

Does Peoples State Bank Of Hallettsville have CFPB complaints?

No CFPB complaints against Peoples State Bank Of Hallettsville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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