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The Lamesa National Bank

Lamesa, TX · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Lamesa National Bank is a bank based in Lamesa, Texas, established in 1927, with $441 million in total assets across 1 branch. By Trust Grade it ranks 125th of 349 banks we track in Texas. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.15% return on assets. No consumer complaints against The Lamesa National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$441.3M
$100M–1B institution
Deposits
$389.7M
Branches
1
Capital ratio
11.5%
Top 32% of $100M–1B peers · Texas median 10.9%
Return on assets
2.2%
Top 10% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#125
of 349 banks

How The Lamesa National Bank compares to Texas peers

Capital ratio
Top 32% of $100M–1B peers
The Lamesa
11.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
The Lamesa
2.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Lamesa National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 2.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Lamesa National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 602 S 1st St, Lamesa, TX 79331

Are deposits at The Lamesa National Bank insured?

Yes. The Lamesa National Bank is an FDIC-insured bank (FDIC certificate #3292). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Lamesa National Bank: frequently asked questions

Is The Lamesa National Bank a good bank?

The Lamesa National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 2.15%).

Is The Lamesa National Bank FDIC-insured?

Yes. The Lamesa National Bank is a FDIC-insured bank (FDIC certificate #3292). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Lamesa National Bank?

The Lamesa National Bank holds $441 million in total assets, ranking 125th of 349 banks we track in Texas. It operates 1 branch.

Does The Lamesa National Bank have CFPB complaints?

No CFPB complaints against The Lamesa National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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