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Broadstreet Bank S S B

Mineola, TX · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Broadstreet Bank S S B is a bank based in Mineola, Texas, established in 1934, with $429 million in total assets across 7 branches. By Trust Grade it ranks 180th of 349 banks we track in Texas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Broadstreet Bank S S B appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$429.0M
$100M–1B institution
Deposits
$336.4M
Branches
7
Capital ratio
11.3%
Top 34% of $100M–1B peers · Texas median 10.9%
Return on assets
0.9%
Bottom 30% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#180
of 349 banks

How Broadstreet Bank S S B compares to Texas peers

Capital ratio
Top 34% of $100M–1B peers
Broadstreet Bank
11.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
Broadstreet Bank
0.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Broadstreet Bank S S B

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Broadstreet Bank S S B over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 415 W Frank St, Grand Saline, TX 75140
  • 500 S Main St, Winnsboro, TX 75494
  • 1224 N Pacific St, Mineola, TX 75773
  • 215 W Broad St, Mineola, TX 75773
  • 500 W Pine St, Edgewood, TX 75117
  • 304 S Main St, Lindale, TX 75771
  • 917 East Southeast Loop 323, Tyler, TX 75701

Are deposits at Broadstreet Bank S S B insured?

Yes. Broadstreet Bank S S B is an FDIC-insured bank (FDIC certificate #28868). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Broadstreet Bank S S B: frequently asked questions

Is Broadstreet Bank S S B a good bank?

Broadstreet Bank S S B earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.88%).

Is Broadstreet Bank S S B FDIC-insured?

Yes. Broadstreet Bank S S B is a FDIC-insured bank (FDIC certificate #28868). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Broadstreet Bank S S B?

Broadstreet Bank S S B holds $429 million in total assets, ranking 180th of 349 banks we track in Texas. It operates 7 branches.

Does Broadstreet Bank S S B have CFPB complaints?

No CFPB complaints against Broadstreet Bank S S B appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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