First Texas Bank is a bank based in Lampasas, Texas, established in 1884, with $249 million in total assets across 2 branches. By Trust Grade it ranks 126th of 349 banks we track in Texas. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.88% return on assets. No consumer complaints against First Texas Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Texas Bank compares to Texas peers
How we graded First Texas Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Texas Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 100 N Key Ave, Lampasas, TX 76550
- 501 E 3rd St, Lampasas, TX 76550
Are deposits at First Texas Bank insured?
Yes. First Texas Bank is an FDIC-insured bank (FDIC certificate #3293). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Texas Bank: frequently asked questions
Is First Texas Bank a good bank?
First Texas Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.88%).
Is First Texas Bank FDIC-insured?
Yes. First Texas Bank is a FDIC-insured bank (FDIC certificate #3293). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Texas Bank?
First Texas Bank holds $249 million in total assets, ranking 126th of 349 banks we track in Texas. It operates 2 branches.
Does First Texas Bank have CFPB complaints?
No CFPB complaints against First Texas Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
