The First National Bank Of Sterling City is a bank based in Sterling City, Texas, established in 1910, with $259 million in total assets across 3 branches. By Trust Grade it ranks 283rd of 349 banks we track in Texas. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against The First National Bank Of Sterling City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Sterling City compares to Texas peers
How we graded The First National Bank Of Sterling City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Sterling City over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 102 West Main Street, Bronte, TX 76933
- 333 N Main St, Garden City, TX 79739
- 602 4th St, Sterling City, TX 76951
Are deposits at The First National Bank Of Sterling City insured?
Yes. The First National Bank Of Sterling City is an FDIC-insured bank (FDIC certificate #5538). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Sterling City: frequently asked questions
Is The First National Bank Of Sterling City a good bank?
The First National Bank Of Sterling City earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.68%).
Is The First National Bank Of Sterling City FDIC-insured?
Yes. The First National Bank Of Sterling City is a FDIC-insured bank (FDIC certificate #5538). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Sterling City?
The First National Bank Of Sterling City holds $259 million in total assets, ranking 283rd of 349 banks we track in Texas. It operates 3 branches.
Does The First National Bank Of Sterling City have CFPB complaints?
No CFPB complaints against The First National Bank Of Sterling City appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
