National Bank & Trust is a bank based in La Grange, Texas, established in 1888, with $246 million in total assets across 2 branches. By Trust Grade it ranks 316th of 349 banks we track in Texas. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against National Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How National Bank & Trust compares to Texas peers
How we graded National Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for National Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 141 W Colorado St, La Grange, TX 78945
- 4401 South Staples Street, Corpus Christi, TX 78411
Are deposits at National Bank & Trust insured?
Yes. National Bank & Trust is an FDIC-insured bank (FDIC certificate #3289). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
National Bank & Trust: frequently asked questions
Is National Bank & Trust a good bank?
National Bank & Trust earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.38%).
Is National Bank & Trust FDIC-insured?
Yes. National Bank & Trust is a FDIC-insured bank (FDIC certificate #3289). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is National Bank & Trust?
National Bank & Trust holds $246 million in total assets, ranking 316th of 349 banks we track in Texas. It operates 2 branches.
Does National Bank & Trust have CFPB complaints?
No CFPB complaints against National Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
