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First State Bank Of Livingston

Livingston, TX · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First State Bank Of Livingston is a bank based in Livingston, Texas, established in 1910, with $724 million in total assets across 8 branches. By Trust Grade it ranks 171st of 349 banks we track in Texas. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against First State Bank Of Livingston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$724.4M
$100M–1B institution
Deposits
$631.0M
Branches
8
Capital ratio
12.5%
Top 23% of $100M–1B peers · Texas median 10.9%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#171
of 349 banks

How First State Bank Of Livingston compares to Texas peers

Capital ratio
Top 23% of $100M–1B peers
First State
12.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
First State
1.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Livingston

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Livingston over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 112 W Polk St, Livingston, TX 77351
  • 301 E Houston St, Jasper, TX 75951
  • 600 North Jackson, Livingston, TX 77351
  • 6320 Highway 59 S, Shepherd, TX 77371
  • 2300 Us Highway 190 W, Livingston, TX 77351
  • 794 Us Highway 190 W, Onalaska, TX 77360
  • 270 Us Highway 190 E, Woodville, TX 75979
  • 35570 Us Highway 96 S, Buna, TX 77612

Are deposits at First State Bank Of Livingston insured?

Yes. First State Bank Of Livingston is an FDIC-insured bank (FDIC certificate #15898). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Livingston: frequently asked questions

Is First State Bank Of Livingston a good bank?

First State Bank Of Livingston earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.96%).

Is First State Bank Of Livingston FDIC-insured?

Yes. First State Bank Of Livingston is a FDIC-insured bank (FDIC certificate #15898). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Livingston?

First State Bank Of Livingston holds $724 million in total assets, ranking 171st of 349 banks we track in Texas. It operates 8 branches.

Does First State Bank Of Livingston have CFPB complaints?

No CFPB complaints against First State Bank Of Livingston appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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