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Texas Gulf Bank, National Association

Houston, TX · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Texas Gulf Bank, National Association is a bank based in Houston, Texas, established in 1913, with $722 million in total assets across 9 branches. By Trust Grade it ranks 186th of 349 banks we track in Texas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Texas Gulf Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$722.2M
$100M–1B institution
Deposits
$634.5M
Branches
9
Capital ratio
11.3%
Top 34% of $100M–1B peers · Texas median 10.9%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#186
of 349 banks

How Texas Gulf Bank, National Association compares to Texas peers

Capital ratio
Top 34% of $100M–1B peers
Texas Gulf
11.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
Texas Gulf
0.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas Gulf Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Gulf Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1400 N Brazosport Blvd, Freeport, TX 77541
  • 1030 Dixie Dr, Clute, TX 77531
  • 1717 N Velasco St, Angleton, TX 77515
  • 203 This Way St, Lake Jackson, TX 77566
  • 1626 S Voss Rd, Houston, TX 77057
  • 109 East Brazos Avenie, West Columbia, TX 77486
  • 1003 S Friendswood Dr, Friendswood, TX 77546
  • 2517 River Oaks Blvd, Houston, TX 77019
  • 900 Town And Country Ln, Houston, TX 77024

Are deposits at Texas Gulf Bank, National Association insured?

Yes. Texas Gulf Bank, National Association is an FDIC-insured bank (FDIC certificate #3206). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Gulf Bank, National Association: frequently asked questions

Is Texas Gulf Bank, National Association a good bank?

Texas Gulf Bank, National Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.94%).

Is Texas Gulf Bank, National Association FDIC-insured?

Yes. Texas Gulf Bank, National Association is a FDIC-insured bank (FDIC certificate #3206). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas Gulf Bank, National Association?

Texas Gulf Bank, National Association holds $722 million in total assets, ranking 186th of 349 banks we track in Texas. It operates 9 branches.

Does Texas Gulf Bank, National Association have CFPB complaints?

No CFPB complaints against Texas Gulf Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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