Liberty Capital Bank is a bank based in Addison, Texas, established in 2008, with $740 million in total assets across 5 branches. By Trust Grade it ranks 163rd of 349 banks we track in Texas. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Liberty Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty Capital Bank compares to Texas peers
How we graded Liberty Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 101 N Main St, Cross Plains, TX 76443
- 25060 Ih 10 W, San Antonio, TX 78257
- 5055 Keller Springs Rd, Addison, TX 75001
- 1100 Grand Blvd, Boerne, TX 78006
- 1208 S Main St, Boerne, TX 78006
Are deposits at Liberty Capital Bank insured?
Yes. Liberty Capital Bank is an FDIC-insured bank (FDIC certificate #58852). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty Capital Bank: frequently asked questions
Is Liberty Capital Bank a good bank?
Liberty Capital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.68%).
Is Liberty Capital Bank FDIC-insured?
Yes. Liberty Capital Bank is a FDIC-insured bank (FDIC certificate #58852). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Liberty Capital Bank?
Liberty Capital Bank holds $740 million in total assets, ranking 163rd of 349 banks we track in Texas. It operates 5 branches.
Does Liberty Capital Bank have CFPB complaints?
No CFPB complaints against Liberty Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
