Southwest Bank is a bank based in Odessa, Texas, established in 1947, with $698 million in total assets across 8 branches. By Trust Grade it ranks 33rd of 349 banks we track in Texas. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against Southwest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwest Bank compares to Texas peers
How we graded Southwest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 4800 E 42nd St, Odessa, TX 79762
- 5201 John Ben Shepperd Pkwy, Odessa, TX 79762
- 600 W 8th St, Odessa, TX 79761
- 10115 Quaker Ave, Lubbock, TX 79424
- 1301 W Wall St, Midland, TX 79701
- 5905 82nd St, Lubbock, TX 79424
- 4692 E University Blvd, Odessa, TX 79762
- 4715 N Midland Dr, Midland, TX 79707
Are deposits at Southwest Bank insured?
Yes. Southwest Bank is an FDIC-insured bank (FDIC certificate #16652). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwest Bank: frequently asked questions
Is Southwest Bank a good bank?
Southwest Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.95%).
Is Southwest Bank FDIC-insured?
Yes. Southwest Bank is a FDIC-insured bank (FDIC certificate #16652). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southwest Bank?
Southwest Bank holds $698 million in total assets, ranking 33rd of 349 banks we track in Texas. It operates 8 branches.
Does Southwest Bank have CFPB complaints?
No CFPB complaints against Southwest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
