Capital Bank is a bank based in Jacinto City, Texas, established in 1965, with $694 million in total assets across 9 branches. By Trust Grade it ranks 60th of 349 banks we track in Texas. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capital Bank compares to Texas peers
How we graded Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 10304 East Fwy, Jacinto City, TX 77029
- 1813 Broadway St, Pearland, TX 77581
- 6101 Fairmont Pkwy, Pasadena, TX 77505
- 3719 Garth Rd, Baytown, TX 77521
- 3500 East Blvd, Deer Park, TX 77536
- 1914 Wescott Avenue Suite 100, Sugar Land, TX 77479
- 14703 Eagle Vista Dr, Houston, TX 77077
- 23033 Grand Circle Blvd, Katy, TX 77449
- 1010 Bay Area Blvd, Houston, TX 77058
Are deposits at Capital Bank insured?
Yes. Capital Bank is an FDIC-insured bank (FDIC certificate #19401). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capital Bank: frequently asked questions
Is Capital Bank a good bank?
Capital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.60%).
Is Capital Bank FDIC-insured?
Yes. Capital Bank is a FDIC-insured bank (FDIC certificate #19401). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Capital Bank?
Capital Bank holds $694 million in total assets, ranking 60th of 349 banks we track in Texas. It operates 9 branches.
Does Capital Bank have CFPB complaints?
No CFPB complaints against Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
