Monet Bank is a bank based in Plano, Texas, established in 1988, with $3.2 billion in total assets across 6 branches. By Trust Grade it ranks 121st of 349 banks we track in Texas. Its capital ratio of 30.3% is stronger than 99% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.39% return on assets. No consumer complaints against Monet Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Monet Bank compares to Texas peers
How we graded Monet Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (30.3% capital ratio)
- Strongly profitable (ROA 2.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Monet Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 2500 West Loop S, Houston, TX 77027
- 15770 Dallas Pkwy, Dallas, TX 75248
- 6000 Legacy Dr, Plano, TX 75024
- 3311 Richmond Rd, Beachwood, OH 44122
- 8880 Rio San Diego Dr, San Diego, CA 92108
- 1631 N California Blvd, Walnut Creek, CA 94596
Are deposits at Monet Bank insured?
Yes. Monet Bank is an FDIC-insured bank (FDIC certificate #32574). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Monet Bank: frequently asked questions
Is Monet Bank a good bank?
Monet Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (30.3% capital ratio); Strongly profitable (ROA 2.39%).
Is Monet Bank FDIC-insured?
Yes. Monet Bank is a FDIC-insured bank (FDIC certificate #32574). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Monet Bank?
Monet Bank holds $3.2 billion in total assets, ranking 121st of 349 banks we track in Texas. It operates 6 branches.
Does Monet Bank have CFPB complaints?
No CFPB complaints against Monet Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
