Lone Star National Bank is a bank based in Pharr, Texas, established in 1983, with $3.4 billion in total assets across 36 branches. By Trust Grade it ranks 77th of 349 banks we track in Texas. Its capital ratio of 10.8% is stronger than 59% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.38% return on assets. Consumers filed 1 complaints about Lone Star Credit Co. Inc with the CFPB — 0.3 per $1B in assets, a lower rate than 89% of peers.
How Lone Star National Bank compares to Texas peers
How we graded Lone Star National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.38%)
- 0.3 complaints per $1B in assets
Consumer complaints (CFPB)
1 complaints filed with the CFPB against Lone Star Credit Co. Inc — 0.3 per $1B in assets.
Branch locations (36)
- 206 W Ferguson St, Pharr, TX 78577
- 200 Lindberg Ave, Mcallen, TX 78501
- 5515 N 10th St, Mcallen, TX 78504
- 2003 E Griffin Pkwy, Mission, TX 78572
- 2300 E Main St, Rio Grande City, TX 78582
- 3300 North Expressway 83, Brownsville, TX 78521
- 117 S 10th Ave, Edinburg, TX 78539
- 1901 N Ed Carey Dr, Harlingen, TX 78550
- 720 E Veterans Blvd, Mission, TX 78572
- 1300 E Ridge Rd, Mcallen, TX 78503
- 214 S Texas Blvd, Weslaco, TX 78596
- 633 S International Blvd, Hidalgo, TX 78557
- 305 East Grant (U.S. Highway 83), Roma, TX 78584
- 1200 Boca Chica Blvd, Brownsville, TX 78520
- 1100 S Bryan Rd, Mission, TX 78572
- 601 Padre Blvd, South Padre Island, TX 78597
- 600 E Nolana Ave, Mcallen, TX 78504
- 5537 N Mccoll Rd, Mcallen, TX 78504
- 800 N Main St, Mcallen, TX 78501
- 201 N Texas St, Rio Grande City, TX 78582
- 520 E Nolana Ave, Mcallen, TX 78504
- 7954 Fredericksburg Rd, San Antonio, TX 78229
- 300 S Cage Blvd, Pharr, TX 78577
- 620 W Expressway 83, Weslaco, TX 78599
- 2109 S 10th St, Mcallen, TX 78503
- 6986 S Zarzamora St, San Antonio, TX 78224
- 15236 Huebner Rd, San Antonio, TX 78231
- 381 West Loop 1604, San Antonio, TX 78258
- 1505 W Freddy Gonzalez Dr, Edinburg, TX 78539
- 605 S. Alton Blvd., Mission, TX 78573
- 3424 Paesanos Parkway St 102, San Antonio, TX 78231
- 3605 Buddy Owens Ave, Mcallen, TX 78504
- 101 America Dr, Brownsville, TX 78526
- 129 N Fm 3167, Rio Grande City, TX 78582
- 4500 N 10th St, Mcallen, TX 78504
- 3100 N Indiana Ave, Brownsville, TX 78526
Are deposits at Lone Star National Bank insured?
Yes. Lone Star National Bank is an FDIC-insured bank (FDIC certificate #24347). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lone Star National Bank: frequently asked questions
Is Lone Star National Bank a good bank?
Lone Star National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 89.42/100. Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.38%).
Is Lone Star National Bank FDIC-insured?
Yes. Lone Star National Bank is a FDIC-insured bank (FDIC certificate #24347). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lone Star National Bank?
Lone Star National Bank holds $3.4 billion in total assets, ranking 77th of 349 banks we track in Texas. It operates 36 branches.
How many complaints does Lone Star National Bank have?
Consumers filed 1 complaints about Lone Star Credit Co. Inc with the CFPB, or 0.3 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
