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First National Bank In Port Lavaca

Port Lavaca, TX · Est. 1957 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank In Port Lavaca is a bank based in Port Lavaca, Texas, established in 1957, with $360 million in total assets across 4 branches. By Trust Grade it ranks 47th of 349 banks we track in Texas. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against First National Bank In Port Lavaca appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$359.9M
$100M–1B institution
Deposits
$292.3M
Branches
4
Capital ratio
10.5%
Top 45% of $100M–1B peers · Texas median 10.9%
Return on assets
1.0%
Bottom 39% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#47
of 349 banks

How First National Bank In Port Lavaca compares to Texas peers

Capital ratio
Top 45% of $100M–1B peers
First National
10.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
First National
1.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank In Port Lavaca

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank In Port Lavaca over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1101 N Us Highway 35 Byp, Port Lavaca, TX 77979
  • 101 Railroad Ave, Seadrift, TX 77983
  • 3675 W Adams St, Port O Connor, TX 77982
  • 4304 N Main St, Victoria, TX 77901

Are deposits at First National Bank In Port Lavaca insured?

Yes. First National Bank In Port Lavaca is an FDIC-insured bank (FDIC certificate #17811). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank In Port Lavaca: frequently asked questions

Is First National Bank In Port Lavaca a good bank?

First National Bank In Port Lavaca earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.02%).

Is First National Bank In Port Lavaca FDIC-insured?

Yes. First National Bank In Port Lavaca is a FDIC-insured bank (FDIC certificate #17811). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank In Port Lavaca?

First National Bank In Port Lavaca holds $360 million in total assets, ranking 47th of 349 banks we track in Texas. It operates 4 branches.

Does First National Bank In Port Lavaca have CFPB complaints?

No CFPB complaints against First National Bank In Port Lavaca appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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