The Waggoner National Bank Of Vernon is a bank based in Vernon, Texas, established in 1899, with $357 million in total assets across 2 branches. By Trust Grade it ranks 149th of 349 banks we track in Texas. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.26% return on assets. No consumer complaints against The Waggoner National Bank Of Vernon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Waggoner National Bank Of Vernon compares to Texas peers
How we graded The Waggoner National Bank Of Vernon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 2.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Waggoner National Bank Of Vernon over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 401 W Front Ave, Electra, TX 76360
- 1818 Texas St, Vernon, TX 76384
Are deposits at The Waggoner National Bank Of Vernon insured?
Yes. The Waggoner National Bank Of Vernon is an FDIC-insured bank (FDIC certificate #5569). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Waggoner National Bank Of Vernon: frequently asked questions
Is The Waggoner National Bank Of Vernon a good bank?
The Waggoner National Bank Of Vernon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 2.26%).
Is The Waggoner National Bank Of Vernon FDIC-insured?
Yes. The Waggoner National Bank Of Vernon is a FDIC-insured bank (FDIC certificate #5569). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Waggoner National Bank Of Vernon?
The Waggoner National Bank Of Vernon holds $357 million in total assets, ranking 149th of 349 banks we track in Texas. It operates 2 branches.
Does The Waggoner National Bank Of Vernon have CFPB complaints?
No CFPB complaints against The Waggoner National Bank Of Vernon appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
