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Jefferson Bank

San Antonio, TX · Est. 1946 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Jefferson Bank is a bank based in San Antonio, Texas, established in 1946, with $2.8 billion in total assets across 13 branches. By Trust Grade it ranks 252nd of 349 banks we track in Texas. Its capital ratio of 8.6% trails most similarly sized banks (16th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Jefferson Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8B
$1B–10B institution
Deposits
$2.5B
Branches
13
Capital ratio
8.6%
Bottom 16% of $1B–10B peers · Texas median 10.9%
Return on assets
1.1%
Bottom 38% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#252
of 349 banks

How Jefferson Bank compares to Texas peers

Capital ratio
Bottom 16% of $1B–10B peers
Jefferson Bank
8.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $1B–10B peers
Jefferson Bank
1.1%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Jefferson Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jefferson Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 1900 Broadway, Suite 100, San Antonio, TX 78215
  • 6021 Broadway, San Antonio, TX 78209
  • 2900 Fredericksburg Rd, San Antonio, TX 78201
  • 19002 Stone Oak Pkwy, San Antonio, TX 78258
  • 711 Navarro St, San Antonio, TX 78205
  • 14614 Blanco Rd, San Antonio, TX 78216
  • 1551 N Walnut Ave, New Braunfels, TX 78130
  • 371 N Main St, Boerne, TX 78006
  • 1111 Goliad Rd, San Antonio, TX 78223
  • 8826 Bandera Rd, San Antonio, TX 78250
  • 114 W. 7th Street, Suite 100, Austin, TX 78701
  • 1777 Northeast Loop 410, San Antonio, TX 78217
  • 7373 Broadway, San Antonio, TX 78209

Are deposits at Jefferson Bank insured?

Yes. Jefferson Bank is an FDIC-insured bank (FDIC certificate #16470). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jefferson Bank: frequently asked questions

Is Jefferson Bank a good bank?

Jefferson Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.06%).

Is Jefferson Bank FDIC-insured?

Yes. Jefferson Bank is a FDIC-insured bank (FDIC certificate #16470). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jefferson Bank?

Jefferson Bank holds $2.8 billion in total assets, ranking 252nd of 349 banks we track in Texas. It operates 13 branches.

Does Jefferson Bank have CFPB complaints?

No CFPB complaints against Jefferson Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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