State Bank Of Texas is a bank based in Irving, Texas, established in 1987, with $2.8 billion in total assets across 7 branches. By Trust Grade it ranks 94th of 349 banks we track in Texas. Its capital ratio of 14.5% is stronger than 92% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 3.94% return on assets. No consumer complaints against State Bank Of Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of Texas compares to Texas peers
How we graded State Bank Of Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Strongly profitable (ROA 3.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 517 W I 30, Garland, TX 75043
- 2615 W Devon Ave, Chicago, IL 60659
- 500 W Belt Line Rd, Richardson, TX 75080
- 10000 W Ohare Ave, Chicago, IL 60666
- 111 W John Carpenter Frwy, Irving, TX 75039
- 605 W Airport Fwy, Irving, TX 75062
- 8585 S Gessner Rd, Houston, TX 77074
Are deposits at State Bank Of Texas insured?
Yes. State Bank Of Texas is an FDIC-insured bank (FDIC certificate #27074). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of Texas: frequently asked questions
Is State Bank Of Texas a good bank?
State Bank Of Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 3.94%).
Is State Bank Of Texas FDIC-insured?
Yes. State Bank Of Texas is a FDIC-insured bank (FDIC certificate #27074). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of Texas?
State Bank Of Texas holds $2.8 billion in total assets, ranking 94th of 349 banks we track in Texas. It operates 7 branches.
Does State Bank Of Texas have CFPB complaints?
No CFPB complaints against State Bank Of Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
