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Pinnacle Bank

Fort Worth, TX · Est. 1970 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pinnacle Bank is a bank based in Fort Worth, Texas, established in 1970, with $2.7 billion in total assets across 28 branches. By Trust Grade it ranks 64th of 349 banks we track in Texas. Its capital ratio of 12.8% is stronger than 84% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Pinnacle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Deposits
$2.3B
Branches
28
Capital ratio
12.8%
Top 16% of $1B–10B peers · Texas median 10.9%
Return on assets
1.4%
Top 38% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#64
of 349 banks

How Pinnacle Bank compares to Texas peers

Capital ratio
Top 16% of $1B–10B peers
Pinnacle Bank
12.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $1B–10B peers
Pinnacle Bank
1.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Pinnacle Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pinnacle Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (28)

  • 250 W Lancaster Ave, Fort Worth, TX 76102
  • 316 Northwest Pkwy, Azle, TX 76020
  • 6750 Bridge St, Fort Worth, TX 76112
  • 8018 Broadway, San Antonio, TX 78209
  • 456 S Broadway St, Joshua, TX 76058
  • 726 E Highway 199, Springtown, TX 76082
  • 4313 Western Center Blvd, Fort Worth, TX 76137
  • 502 S Koenigheim St, San Angelo, TX 76903
  • 1403 W Henderson St, Cleburne, TX 76033
  • 8001 Boat Club Rd, Fort Worth, TX 76179
  • 2961 Sw Wilshire Blvd, Burleson, TX 76028
  • 1700 E Broad St, Mansfield, TX 76063
  • 800 Us Highway 287, Rhome, TX 76078
  • 5667 Sherwood Way, San Angelo, TX 76904
  • 3325 Fairfield Ave, Fort Worth, TX 76116
  • 226 W Katherine P Raines Rd, Cleburne, TX 76033
  • 9282 Benbrook Blvd, Benbrook, TX 76126
  • 4607 Colleyville Blvd, Colleyville, TX 76034
  • 651 Ne Alsbury Blvd, Burleson, TX 76028
  • 250 W Lancaster Ave, Fort Worth, TX 76102
  • 2401 W Park Row Dr, Pantego, TX 76013
  • 602 1st St, Ozona, TX 76943
  • 309 S Old Betsy Rd, Keene, TX 76059
  • 4121 State Highway 6 S, College Station, TX 77845
  • 220 Us Highway 287, Midlothian, TX 76065
  • 501 N Hwy 174, Rio Vista, TX 76093
  • 4535 E Us Highway 377, Granbury, TX 76049
  • 601 S Koenigheim St, San Angelo, TX 76903

Are deposits at Pinnacle Bank insured?

Yes. Pinnacle Bank is an FDIC-insured bank (FDIC certificate #20231). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pinnacle Bank: frequently asked questions

Is Pinnacle Bank a good bank?

Pinnacle Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.37%).

Is Pinnacle Bank FDIC-insured?

Yes. Pinnacle Bank is a FDIC-insured bank (FDIC certificate #20231). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pinnacle Bank?

Pinnacle Bank holds $2.7 billion in total assets, ranking 64th of 349 banks we track in Texas. It operates 28 branches.

Does Pinnacle Bank have CFPB complaints?

No CFPB complaints against Pinnacle Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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