Junction National Bank is a bank based in Junction, Texas, established in 1935, with $95 million in total assets across 1 branch. By Trust Grade it ranks 251st of 349 banks we track in Texas. Its capital ratio of 8.7% trails most similarly sized banks (15th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Junction National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Junction National Bank compares to Texas peers
How we graded Junction National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Junction National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 701 Main St, Junction, TX 76849
Are deposits at Junction National Bank insured?
Yes. Junction National Bank is an FDIC-insured bank (FDIC certificate #15078). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Junction National Bank: frequently asked questions
Is Junction National Bank a good bank?
Junction National Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.47%).
Is Junction National Bank FDIC-insured?
Yes. Junction National Bank is a FDIC-insured bank (FDIC certificate #15078). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Junction National Bank?
Junction National Bank holds $95 million in total assets, ranking 251st of 349 banks we track in Texas. It operates 1 branch.
Does Junction National Bank have CFPB complaints?
No CFPB complaints against Junction National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
