Skip to main content
bank

Capital Community Bank

Provo, UT · Est. 1993 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Capital Community Bank is a bank based in Provo, Utah, established in 1993, with $1.5 billion in total assets across 7 branches. By Trust Grade it ranks 9th of 42 banks we track in Utah. Its capital ratio of 13.2% is stronger than 86% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 5.11% return on assets. No consumer complaints against Capital Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.3B
Branches
7
Capital ratio
13.2%
Top 14% of $1B–10B peers · Utah median 12.9%
Return on assets
5.1%
Top 1% of $1B–10B peers · Utah median 1.82%
Rank in Utah
#9
of 42 banks

How Capital Community Bank compares to Utah peers

Capital ratio
Top 14% of $1B–10B peers
Capital Community
13.2%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $1B–10B peers
Capital Community
5.1%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Capital Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Strongly profitable (ROA 5.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Capital Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 49 W University Pkwy, Orem, UT 84058
  • 1909 W State Rd, Pleasant Grove, UT 84062
  • 549 N State Road 198, Salem, UT 84653
  • 3280 N University Ave, Provo, UT 84604
  • 9080 S Village Shop Dr, Sandy, UT 84094
  • 40 S 100 E, Saint George, UT 84770
  • 642 Kirby Ln, Spanish Fork, UT 84660

Are deposits at Capital Community Bank insured?

Yes. Capital Community Bank is an FDIC-insured bank (FDIC certificate #33823). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Capital Community Bank: frequently asked questions

Is Capital Community Bank a good bank?

Capital Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 5.11%).

Is Capital Community Bank FDIC-insured?

Yes. Capital Community Bank is a FDIC-insured bank (FDIC certificate #33823). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Capital Community Bank?

Capital Community Bank holds $1.5 billion in total assets, ranking 9th of 42 banks we track in Utah. It operates 7 branches.

Does Capital Community Bank have CFPB complaints?

No CFPB complaints against Capital Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Transportation Alliance Bank, Inc. D/B/A Tab Bank
bank · Ogden, UT · $1.6B assets
Square Financial Services, Inc.
bank · Salt Lake City, UT · $1.8B assets
Prime Alliance Bank
bank · Woods Cross, UT · $1.1B assets
Thrivent Bank
bank · Salt Lake City, UT · $967M assets
Finwise Bank
bank · Murray, UT · $890M assets
Central Bank
bank · Provo, UT · $2.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →