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Business Bank, The

S Burlington, VT · Est. 2022 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Business Bank, The is a bank based in S Burlington, Vermont, established in 2022, with $287 million in total assets across 2 branches. By Trust Grade it ranks 10th of 12 banks we track in Vermont. Its capital ratio of 12.2% is stronger than 74% of similarly sized banks, versus a Vermont median of 10.2%. It posted a loss over the most recent period (-0.15% return on assets), a point to watch. No consumer complaints against Business Bank, The appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.7M
$100M–1B institution
Deposits
$250.7M
Branches
2
Capital ratio
12.2%
Top 26% of $100M–1B peers · Vermont median 10.2%
Return on assets
-0.2%
Bottom 3% of $100M–1B peers · Vermont median 0.75%
Rank in Vermont
#10
of 12 banks

How Business Bank, The compares to Vermont peers

Capital ratio
Top 26% of $100M–1B peers
Business Bank,
12.2%
Vermont median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Business Bank,
-0.2%
Vermont median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Business Bank, The

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (12.2% capital ratio)
  • Unprofitable over the period (ROA -0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Business Bank, The over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 30 Kimball Ave, S Burlington, VT 05403
  • 909 Islington St, Portsmouth, NH 03801

Are deposits at Business Bank, The insured?

Yes. Business Bank, The is an FDIC-insured bank (FDIC certificate #59298). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Business Bank, The: frequently asked questions

Is Business Bank, The a good bank?

Business Bank, The earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Unprofitable over the period (ROA -0.15%).

Is Business Bank, The FDIC-insured?

Yes. Business Bank, The is a FDIC-insured bank (FDIC certificate #59298). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Business Bank, The?

Business Bank, The holds $287 million in total assets, ranking 10th of 12 banks we track in Vermont. It operates 2 branches.

Does Business Bank, The have CFPB complaints?

No CFPB complaints against Business Bank, The appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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