Peoples Trust Company Of St. Albans is a bank based in Saint Albans, Vermont, established in 1866, with $380 million in total assets across 5 branches. By Trust Grade it ranks 1st of 12 banks we track in Vermont. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Peoples Trust Company Of St. Albans appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Trust Company Of St. Albans compares to Vermont peers
How we graded Peoples Trust Company Of St. Albans
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Trust Company Of St. Albans over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1127 Ethan Allen Highway, Saint Albans, VT 05478
- 123 1st St, Swanton, VT 05488
- 59 Franklin Park W, Saint Albans, VT 05478
- 140 Main St, Enosburg Falls, VT 05450
- 25 Kingman St, Saint Albans, VT 05478
Are deposits at Peoples Trust Company Of St. Albans insured?
Yes. Peoples Trust Company Of St. Albans is an FDIC-insured bank (FDIC certificate #14168). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Trust Company Of St. Albans: frequently asked questions
Is Peoples Trust Company Of St. Albans a good bank?
Peoples Trust Company Of St. Albans earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.09%).
Is Peoples Trust Company Of St. Albans FDIC-insured?
Yes. Peoples Trust Company Of St. Albans is a FDIC-insured bank (FDIC certificate #14168). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Trust Company Of St. Albans?
Peoples Trust Company Of St. Albans holds $380 million in total assets, ranking 1st of 12 banks we track in Vermont. It operates 5 branches.
Does Peoples Trust Company Of St. Albans have CFPB complaints?
No CFPB complaints against Peoples Trust Company Of St. Albans appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
