The Blue Grass Valley Bank is a bank based in Blue Grass, Virginia, established in 1915, with $62 million in total assets across 2 branches. By Trust Grade it ranks 46th of 56 banks we track in Virginia. Its capital ratio of 9.7% trails most similarly sized banks (27th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against The Blue Grass Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Blue Grass Valley Bank compares to Virginia peers
How we graded The Blue Grass Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Profitable (ROA 0.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Blue Grass Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 132 E Main St, Monterey, VA 24465
- 2583 Blue Grass Valley Rd, Blue Grass, VA 24413
Are deposits at The Blue Grass Valley Bank insured?
Yes. The Blue Grass Valley Bank is an FDIC-insured bank (FDIC certificate #8672). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Blue Grass Valley Bank: frequently asked questions
Is The Blue Grass Valley Bank a good bank?
The Blue Grass Valley Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.43%).
Is The Blue Grass Valley Bank FDIC-insured?
Yes. The Blue Grass Valley Bank is a FDIC-insured bank (FDIC certificate #8672). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Blue Grass Valley Bank?
The Blue Grass Valley Bank holds $62 million in total assets, ranking 46th of 56 banks we track in Virginia. It operates 2 branches.
Does The Blue Grass Valley Bank have CFPB complaints?
No CFPB complaints against The Blue Grass Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
