Miners Exchange Bank is a bank based in Coeburn, Virginia, established in 1982, with $95 million in total assets across 5 branches. By Trust Grade it ranks 42nd of 56 banks we track in Virginia. Its capital ratio of 11.7% trails most similarly sized banks (47th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Miners Exchange Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Miners Exchange Bank compares to Virginia peers
How we graded Miners Exchange Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Miners Exchange Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 483 Front St W, Coeburn, VA 24230
- 1470 Park Ave., Nw Norton Square Shopping Center, Route 58, Norton, VA 24273
- 16421 Wise St., Riverside Shopping Center, Saint Paul, VA 24283
- 104 Depot St, Appalachia, VA 24216
- 309 Vanover Ave Ne, Wise, VA 24293
Are deposits at Miners Exchange Bank insured?
Yes. Miners Exchange Bank is an FDIC-insured bank (FDIC certificate #23989). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Miners Exchange Bank: frequently asked questions
Is Miners Exchange Bank a good bank?
Miners Exchange Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.26%).
Is Miners Exchange Bank FDIC-insured?
Yes. Miners Exchange Bank is a FDIC-insured bank (FDIC certificate #23989). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Miners Exchange Bank?
Miners Exchange Bank holds $95 million in total assets, ranking 42nd of 56 banks we track in Virginia. It operates 5 branches.
Does Miners Exchange Bank have CFPB complaints?
No CFPB complaints against Miners Exchange Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
