Skip to main content
bank

United Bank

Fairfax, VA · Est. 1979 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

United Bank is a bank based in Fairfax, Virginia, established in 1979, with $33.6 billion in total assets across 237 branches. By Trust Grade it ranks 7th of 56 banks we track in Virginia. Its capital ratio of 16.6% is stronger than 95% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against United Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.6B
$10B–100B institution
Deposits
$27.3B
Branches
237
Capital ratio
16.6%
Top 5% of $10B–100B peers · Virginia median 10.8%
Return on assets
1.5%
Top 25% of $10B–100B peers · Virginia median 1.12%
Rank in Virginia
#7
of 56 banks

How United Bank compares to Virginia peers

Capital ratio
Top 5% of $10B–100B peers
United Bank
16.6%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $10B–100B peers
United Bank
1.5%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded United Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (237)

  • 2650 Grand Central Ave, Vienna, WV 26105
  • 69 Main St, Smithfield, PA 15478
  • 1681 Main Street, West Point, VA 23181
  • 274 State Route 34, Scot Depot, WV 25560
  • 234 Grand Central Mall, Vienna, WV 26105
  • 4605 Pennsylvania Ave, Charleston, WV 25302
  • 425 Robert C Byrd Drive, Sophia, WV 25921
  • 11185 Fairfax Blvd, Fairfax, VA 22030
  • 121 E 2nd St, Weston, WV 26452
  • 2889 3rd Ave, Huntington, WV 25702
  • 1 Rosemar Cir, Parkersburg, WV 26104
  • 111 Strawberry Blvd, Chadbourn, NC 28431
  • 1600 Tarboro St W, Wilson, NC 27893
  • 1900 W Vernon Ave, Kinston, NC 28504
  • 716 Main St W, Ripley, WV 25271
  • 113 Penn St, Point Marion, PA 15474
  • 4935 Richmond Tappahannock Hwy, Manquin, VA 23106
  • 6315 Mechanicsville Tpke, Mechanicsville, VA 23111
  • 9951 Brook Rd, Glenn Allen, VA 23059
  • 90 Railroad Ave, Cowen, WV 26206
  • 4913 Arendell St, Morehead City, NC 28557
  • 201 W Broad St, Elizabethtown, NC 28337
  • 213 N Chestnut St, Mount Olive, NC 28365
  • 117 E Southerland St, Wallace, NC 28466
  • 109 Three Springs Dr, Weirton, WV 26062
  • 3567 Main St, Weirton, WV 26062
  • 3289 Woodburn Rd, Annandale, VA 22003
  • 1320 Old Chain Bridge Rd, Mclean, VA 22101
  • 9872 Liberia Ave, Manassas, VA 20110
  • 2409 Columbia Pike, Arlington, VA 22204
  • 531 A East Market Street, Leesburg, VA 20176
  • 7845 Wisconsin Ave, Bethesda, MD 20814
  • 1451 Dolley Madison Blvd, Mclean, VA 22101
  • 4900 Massachusetts Ave Nw, Washington, DC 20016
  • 12127 Rockville Pike, Rockville, MD 20852
  • 2930 Wilson Blvd, Arlington, VA 22201
  • 4230 John Marr Dr, Annandale, VA 22003
  • 5140 Duke St, Alexandria, VA 22304
  • 4021 University Dr, Fairfax, VA 22030
  • 374 Maple Ave E, Vienna, VA 22180

Are deposits at United Bank insured?

Yes. United Bank is an FDIC-insured bank (FDIC certificate #22858). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Bank: frequently asked questions

Is United Bank a good bank?

United Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.50%).

Is United Bank FDIC-insured?

Yes. United Bank is a FDIC-insured bank (FDIC certificate #22858). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Bank?

United Bank holds $33.6 billion in total assets, ranking 7th of 56 banks we track in Virginia. It operates 237 branches.

Does United Bank have CFPB complaints?

No CFPB complaints against United Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Atlantic Union Bank
bank · Richmond City, VA · $37.2B assets
Townebank
bank · Portsmouth, VA · $22.4B assets · 44 complaints
Burke & Herbert Bank & Trust Company
bank · Alexandria, VA · $7.9B assets
Carter Bank & Trust
bank · Martinsville, VA · $4.8B assets
Primis Bank
bank · Tappahannock, VA · $4.2B assets
The First Bank And Trust Company
bank · Lebanon, VA · $4.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →