Skip to main content
bank

Atlantic Union Bank

Richmond City, VA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Atlantic Union Bank is a bank based in Richmond City, Virginia, established in 1997, with $37.2 billion in total assets across 190 branches. By Trust Grade it ranks 10th of 56 banks we track in Virginia. Its capital ratio of 15.5% is stronger than 93% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Atlantic Union Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$37.2B
$10B–100B institution
Deposits
$30.4B
Branches
190
Capital ratio
15.5%
Top 7% of $10B–100B peers · Virginia median 10.8%
Return on assets
1.4%
Top 29% of $10B–100B peers · Virginia median 1.12%
Rank in Virginia
#10
of 56 banks

How Atlantic Union Bank compares to Virginia peers

Capital ratio
Top 7% of $10B–100B peers
Atlantic Union
15.5%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $10B–100B peers
Atlantic Union
1.4%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Atlantic Union Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.5% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Atlantic Union Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (190)

  • 24 S Augusta St, Staunton, VA 24401
  • 10045 Kings Hwy, King George, VA 22485
  • 374 Lee Hwy, Verona, VA 24482
  • 7550 Wisconsin Ave, Bethesda, MD 20814
  • 173 Main Street, Yanceyville, NC 27379
  • 13300 New Hampshire Ave, Colesville, MD 20904
  • 3535 Spencerville Rd, Burtonsville, MD 20866
  • 14241 Layhill Rd, Silver Spring, MD 20906
  • 1 Ashton Rd, Ashton, MD 20861
  • 12276 Clarksville Pike, Clarksville, MD 21029
  • 26250 Ridge Rd, Damascus, MD 20872
  • 3801 International Dr, Silver Spring, MD 20906
  • 704 Lisbon Center Dr, Woodbine, MD 21797
  • 7653 Lindbergh Dr, Gaithersburg, MD 20879
  • 3701 International Dr, Silver Spring, MD 20906
  • 9921 Stedwick Rd, Gaithersburg, MD 20886
  • 14404 Baltimore Ave, Laurel, MD 20707
  • 20930 Frederick Rd, Germantown, MD 20876
  • 166 Jennifer Rd, Annapolis, MD 21401
  • 116 Mitchells Chance Rd, Edgewater, MD 21037
  • 2307 W Beverley St, Staunton, VA 24401
  • 4055 Riner Rd, Riner, VA 24149
  • 601 N Main St, Blacksburg, VA 24060
  • 50 W Main St, Radford, VA 24141
  • 2 Town Center Dr, Dublin, VA 24084
  • 50 N Franklin St, Christiansburg, VA 24073
  • 717 James Madison Hwy, Culpeper, VA 22701
  • 231 Southgate Shopping Ctr, Culpeper, VA 22701
  • 1174 N Main Street, Madison, VA 22727
  • 36081 Goodwin Dr, Locust Grove, VA 22508
  • 1920 Medical Ave, Harrisonburg, VA 22801
  • 390 University Blvd, Harrisonburg, VA 22801
  • 134 W Main St, Orange, VA 22960
  • 239 Nor Dan Dr, Danville, VA 24540
  • 628 Main St, Danville, VA 24541
  • 13880 Us Highway 29, Chatham, VA 24531
  • 900 Liberty St, Martinsville, VA 24112
  • 106 6th St, Grottoes, VA 24441
  • 431 E Main St, Purcellville, VA 20132
  • 102 Catoctin Cir Se, Leesburg, VA 20175

Are deposits at Atlantic Union Bank insured?

Yes. Atlantic Union Bank is an FDIC-insured bank (FDIC certificate #34589). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Atlantic Union Bank: frequently asked questions

Is Atlantic Union Bank a good bank?

Atlantic Union Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Strongly profitable (ROA 1.44%).

Is Atlantic Union Bank FDIC-insured?

Yes. Atlantic Union Bank is a FDIC-insured bank (FDIC certificate #34589). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Atlantic Union Bank?

Atlantic Union Bank holds $37.2 billion in total assets, ranking 10th of 56 banks we track in Virginia. It operates 190 branches.

Does Atlantic Union Bank have CFPB complaints?

No CFPB complaints against Atlantic Union Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

United Bank
bank · Fairfax, VA · $33.6B assets
Townebank
bank · Portsmouth, VA · $22.4B assets · 44 complaints
Burke & Herbert Bank & Trust Company
bank · Alexandria, VA · $7.9B assets
Carter Bank & Trust
bank · Martinsville, VA · $4.8B assets
Primis Bank
bank · Tappahannock, VA · $4.2B assets
The First Bank And Trust Company
bank · Lebanon, VA · $4.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →