Cornerstone Bank is a bank based in Lexington, Virginia, established in 2009, with $228 million in total assets across 4 branches. By Trust Grade it ranks 18th of 56 banks we track in Virginia. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Cornerstone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cornerstone Bank compares to Virginia peers
How we graded Cornerstone Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cornerstone Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 54 S Main St, Lexington, VA 24450
- 719 N Lee Hwy, Lexington, VA 24450
- 2235 Beech Ave, Buena Vista, VA 24416
- 160 Kendal Dr, Lexington, VA 24450
Are deposits at Cornerstone Bank insured?
Yes. Cornerstone Bank is an FDIC-insured bank (FDIC certificate #58859). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cornerstone Bank: frequently asked questions
Is Cornerstone Bank a good bank?
Cornerstone Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.22%).
Is Cornerstone Bank FDIC-insured?
Yes. Cornerstone Bank is a FDIC-insured bank (FDIC certificate #58859). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cornerstone Bank?
Cornerstone Bank holds $228 million in total assets, ranking 18th of 56 banks we track in Virginia. It operates 4 branches.
Does Cornerstone Bank have CFPB complaints?
No CFPB complaints against Cornerstone Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
