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Farmers And Miners Bank

Pennington Gap, VA · Est. 1979 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Farmers And Miners Bank is a bank based in Pennington Gap, Virginia, established in 1979, with $191 million in total assets across 6 branches. By Trust Grade it ranks 8th of 56 banks we track in Virginia. Its capital ratio of 13.0% is stronger than 81% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Farmers And Miners Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$190.7M
$100M–1B institution
Deposits
$164.2M
Branches
6
Capital ratio
13.0%
Top 19% of $100M–1B peers · Virginia median 10.8%
Return on assets
1.5%
Top 34% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#8
of 56 banks

How Farmers And Miners Bank compares to Virginia peers

Capital ratio
Top 19% of $100M–1B peers
Farmers And
13.0%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
Farmers And
1.5%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers And Miners Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers And Miners Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 41526 W Morgan Ave, Pennington Gap, VA 24277
  • 6489 Dr Thomas Walker Rd, Rose Hill, VA 24281
  • 248 Station Creek Rd, Ewing, VA 24248
  • 2944 Us Highway 23 North, Weber City, VA 24290
  • 5283 Dickenson Hwy, Clintwood, VA 24228
  • 331 E Main St, Wise, VA 24293

Are deposits at Farmers And Miners Bank insured?

Yes. Farmers And Miners Bank is an FDIC-insured bank (FDIC certificate #22888). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers And Miners Bank: frequently asked questions

Is Farmers And Miners Bank a good bank?

Farmers And Miners Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.46%).

Is Farmers And Miners Bank FDIC-insured?

Yes. Farmers And Miners Bank is a FDIC-insured bank (FDIC certificate #22888). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers And Miners Bank?

Farmers And Miners Bank holds $191 million in total assets, ranking 8th of 56 banks we track in Virginia. It operates 6 branches.

Does Farmers And Miners Bank have CFPB complaints?

No CFPB complaints against Farmers And Miners Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Cornerstone Bank
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Lee Bank And Trust Company
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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