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First Bank

Strasburg, VA · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Bank is a bank based in Strasburg, Virginia, established in 1907, with $2.1 billion in total assets across 33 branches. By Trust Grade it ranks 33rd of 56 banks we track in Virginia. Its capital ratio of 9.2% trails most similarly sized banks (27th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Deposits
$1.9B
Branches
33
Capital ratio
9.2%
Bottom 27% of $1B–10B peers · Virginia median 10.8%
Return on assets
1.1%
Bottom 39% of $1B–10B peers · Virginia median 1.12%
Rank in Virginia
#33
of 56 banks

How First Bank compares to Virginia peers

Capital ratio
Bottom 27% of $1B–10B peers
First Bank
9.2%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $1B–10B peers
First Bank
1.1%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (33)

  • 1245 Roanoke Rd, Daleville, VA 24083
  • 98 Blue Ridge Blvd, Blue Ridge, VA 24064
  • 5192 Lee Hwy, Troutville, VA 24175
  • 614 Lee Hwy, Roanoke, VA 24019
  • 23315 Airport St, Petersburg, VA 23803
  • 13812 Boydton Plank Rd, Dinwiddie, VA 23841
  • 6300 River Rd, South Chesterfield, VA 23803
  • 3474 Rosney Rd, Dillwyn, VA 23936
  • 301 W Spotswood Trl, Elkton, VA 22827
  • 201 S Main St, Farmville, VA 23901
  • 1 W Frederick St, Staunton, VA 24401
  • 1415 W Main St, Waynesboro, VA 22980
  • 508 N Commerce Ave, Front Royal, VA 22630
  • 1835 Valley Ave, Winchester, VA 22601
  • 860 S Main St, Woodstock, VA 22664
  • 1717 N Shenandoah Ave, Front Royal, VA 22630
  • 17 S Roanoke St, Fincastle, VA 24090
  • 20701 First Street, Mc Kenney, VA 23872
  • 3115 Boulevard, Colonial Heights, VA 23834
  • 5304 Main St, Mount Jackson, VA 22842
  • 4200 Gasburg Road, Gasburg, VA 23857
  • 200 The Glebe Blvd, Daleville, VA 24083
  • 4700 Owens Way, Prince George, VA 23875
  • 695 Fairfax Pike, Stephens City, VA 22655
  • 112 W King St, Strasburg, VA 22657
  • 778 Old Farm Rd S, Roanoke Rapids, NC 27870
  • 208 Crock Wells Mill Dr, Winchester, VA 22603
  • 200 Johnson Creek Dr, Chester, VA 23836
  • 202 N Main St, Louisburg, NC 27549
  • 5601 Patterson Ave, Richmond, VA 23226
  • 701 Virginia Ave, Clarksville, VA 23927
  • 310 First Street, Suite 110, Roanoke, VA 24011
  • 800 N Mecklenburg Ave, South Hill, VA 23970

Are deposits at First Bank insured?

Yes. First Bank is an FDIC-insured bank (FDIC certificate #6917). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank: frequently asked questions

Is First Bank a good bank?

First Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.08%).

Is First Bank FDIC-insured?

Yes. First Bank is a FDIC-insured bank (FDIC certificate #6917). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank?

First Bank holds $2.1 billion in total assets, ranking 33rd of 56 banks we track in Virginia. It operates 33 branches.

Does First Bank have CFPB complaints?

No CFPB complaints against First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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