Mainstreet Bank is a bank based in Fairfax, Virginia, established in 2004, with $2.2 billion in total assets across 7 branches. By Trust Grade it ranks 25th of 56 banks we track in Virginia. Its capital ratio of 12.4% is stronger than 80% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Mainstreet Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mainstreet Bank compares to Virginia peers
How we graded Mainstreet Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mainstreet Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 10089 Fairfax Blvd, Fairfax, VA 22030
- 1354 Old Chain Bridge Rd, Mclean, VA 22101
- 1000 N Highland St, Arlington, VA 22201
- 727 Elden St, Herndon, VA 20170
- 307 E Market St, Leesburg, VA 20176
- 1130 Connecticut Ave Nw, Washington, DC 20036
- 10 N Pendleton St, Middleburg, VA 20117
Are deposits at Mainstreet Bank insured?
Yes. Mainstreet Bank is an FDIC-insured bank (FDIC certificate #57742). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mainstreet Bank: frequently asked questions
Is Mainstreet Bank a good bank?
Mainstreet Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.85%).
Is Mainstreet Bank FDIC-insured?
Yes. Mainstreet Bank is a FDIC-insured bank (FDIC certificate #57742). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mainstreet Bank?
Mainstreet Bank holds $2.2 billion in total assets, ranking 25th of 56 banks we track in Virginia. It operates 7 branches.
Does Mainstreet Bank have CFPB complaints?
No CFPB complaints against Mainstreet Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
