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Seattle Bank

Seattle, WA · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Seattle Bank is a bank based in Seattle, Washington, established in 1999, with $1.1 billion in total assets across 2 branches. By Trust Grade it ranks 17th of 30 banks we track in Washington. Its capital ratio of 8.9% trails most similarly sized banks (22th percentile), versus a Washington median of 10.8%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Seattle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$946.6M
Branches
2
Capital ratio
8.9%
Bottom 22% of $1B–10B peers · Washington median 10.8%
Return on assets
1.4%
Top 38% of $1B–10B peers · Washington median 0.96%
Rank in Washington
#17
of 30 banks

How Seattle Bank compares to Washington peers

Capital ratio
Bottom 22% of $1B–10B peers
Seattle Bank
8.9%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $1B–10B peers
Seattle Bank
1.4%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Seattle Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Seattle Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 401 Union St Fl 29, Seattle, WA 98101
  • 401 Union Street, Seattle, WA 98101

Are deposits at Seattle Bank insured?

Yes. Seattle Bank is an FDIC-insured bank (FDIC certificate #35139). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Seattle Bank: frequently asked questions

Is Seattle Bank a good bank?

Seattle Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.37%).

Is Seattle Bank FDIC-insured?

Yes. Seattle Bank is a FDIC-insured bank (FDIC certificate #35139). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Seattle Bank?

Seattle Bank holds $1.1 billion in total assets, ranking 17th of 30 banks we track in Washington. It operates 2 branches.

Does Seattle Bank have CFPB complaints?

No CFPB complaints against Seattle Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Baker-Boyer National Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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