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Olympia Federal Savings And Loan Association

Olympia, WA · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Olympia Federal Savings And Loan Association is a bank based in Olympia, Washington, established in 1906, with $1.0 billion in total assets across 9 branches. By Trust Grade it ranks 19th of 30 banks we track in Washington. Its capital ratio of 11.7% is stronger than 73% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Olympia Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$731.4M
Branches
9
Capital ratio
11.7%
Top 27% of $1B–10B peers · Washington median 10.8%
Return on assets
0.3%
Bottom 7% of $1B–10B peers · Washington median 0.96%
Rank in Washington
#19
of 30 banks

How Olympia Federal Savings And Loan Association compares to Washington peers

Capital ratio
Top 27% of $1B–10B peers
Olympia Federal
11.7%
Washington median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
Olympia Federal
0.3%
Washington median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Olympia Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Olympia Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 2420 Harrison Ave Ne, Olympia, WA 98502
  • 24081 Ne State Route 3, Belfair, WA 98528
  • 4310 6th Ave Se, Lacey, WA 98503
  • 303 Cleveland Ave Se, Tumwater, WA 98501
  • 4860 Yelm Hwy Se, Lacey, WA 98503
  • 421 Capitol Way S, Olympia, WA 98501
  • 8300 Quinault Dr Ne, Olympia, WA 98516
  • 907 Yelm Ave W, Yelm, WA 98597
  • 535 N Market Blvd, Chehalis, WA 98532

Are deposits at Olympia Federal Savings And Loan Association insured?

Yes. Olympia Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28599). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Olympia Federal Savings And Loan Association: frequently asked questions

Is Olympia Federal Savings And Loan Association a good bank?

Olympia Federal Savings And Loan Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.34%).

Is Olympia Federal Savings And Loan Association FDIC-insured?

Yes. Olympia Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28599). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Olympia Federal Savings And Loan Association?

Olympia Federal Savings And Loan Association holds $1.0 billion in total assets, ranking 19th of 30 banks we track in Washington. It operates 9 branches.

Does Olympia Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Olympia Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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