Sound Community Bank is a bank based in Seattle, Washington, established in 1953, with $1.1 billion in total assets across 9 branches. By Trust Grade it ranks 14th of 30 banks we track in Washington. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Washington median of 10.8%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Sound Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sound Community Bank compares to Washington peers
How we graded Sound Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sound Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 9500 Oak Bay Rd, Port Ludlow, WA 98365
- 2400 3rd Ave, Seattle, WA 98121
- 645 W Washington St, Sequim, WA 98382
- 22807 44th Ave W, Mountlake Terrace, WA 98043
- 110 N Alder St, Port Angeles, WA 98362
- 4922 Bridgeport Way W, University Place, WA 98467
- 2400 3rd Ave, Seattle, WA 98121
- 990 E Washington St, Sequim, WA 98382
- 2001 5th Ave, Seattle, WA 98121
Are deposits at Sound Community Bank insured?
Yes. Sound Community Bank is an FDIC-insured bank (FDIC certificate #57451). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sound Community Bank: frequently asked questions
Is Sound Community Bank a good bank?
Sound Community Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.68%).
Is Sound Community Bank FDIC-insured?
Yes. Sound Community Bank is a FDIC-insured bank (FDIC certificate #57451). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sound Community Bank?
Sound Community Bank holds $1.1 billion in total assets, ranking 14th of 30 banks we track in Washington. It operates 9 branches.
Does Sound Community Bank have CFPB complaints?
No CFPB complaints against Sound Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
