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Pioneer Community Bank, Inc.

Iaeger, WV · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Pioneer Community Bank, Inc. is a bank based in Iaeger, West Virginia, established in 1931, with $187 million in total assets across 6 branches. By Trust Grade it ranks 21st of 41 banks we track in West Virginia. Its capital ratio of 12.9% is stronger than 80% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Pioneer Community Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$186.8M
$100M–1B institution
Deposits
$156.5M
Branches
6
Capital ratio
12.9%
Top 20% of $100M–1B peers · West Virginia median 10.1%
Return on assets
0.6%
Bottom 18% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#21
of 41 banks

How Pioneer Community Bank, Inc. compares to West Virginia peers

Capital ratio
Top 20% of $100M–1B peers
Pioneer Community
12.9%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Pioneer Community
0.6%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Pioneer Community Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pioneer Community Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 5229 Coal Heritage Road, Iaeger, WV 24844
  • 18710 Coal Heritage Rd, Welch, WV 24801
  • 822 Robert C Byrd Dr, Sophia, WV 25921
  • 14229 Rocket Boys Dr, War, WV 24892
  • 3941 Robert C Byrd Dr, Beckley, WV 25801
  • 1901 Harper Rd, Beckley, WV 25801

Are deposits at Pioneer Community Bank, Inc. insured?

Yes. Pioneer Community Bank, Inc. is an FDIC-insured bank (FDIC certificate #2448). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pioneer Community Bank, Inc.: frequently asked questions

Is Pioneer Community Bank, Inc. a good bank?

Pioneer Community Bank, Inc. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.64%).

Is Pioneer Community Bank, Inc. FDIC-insured?

Yes. Pioneer Community Bank, Inc. is a FDIC-insured bank (FDIC certificate #2448). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pioneer Community Bank, Inc.?

Pioneer Community Bank, Inc. holds $187 million in total assets, ranking 21st of 41 banks we track in West Virginia. It operates 6 branches.

Does Pioneer Community Bank, Inc. have CFPB complaints?

No CFPB complaints against Pioneer Community Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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