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The Harrison County Bank

Lost Creek, WV · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

The Harrison County Bank is a bank based in Lost Creek, West Virginia, established in 1911, with $164 million in total assets across 4 branches. By Trust Grade it ranks 29th of 41 banks we track in West Virginia. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against The Harrison County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$163.8M
$100M–1B institution
Deposits
$149.1M
Branches
4
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · West Virginia median 10.1%
Return on assets
0.7%
Bottom 21% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#29
of 41 banks

How The Harrison County Bank compares to West Virginia peers

Capital ratio
Bottom 23% of $100M–1B peers
The Harrison
8.6%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
The Harrison
0.7%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Harrison County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Harrison County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1215 Johnson Ave, Bridgeport, WV 26330
  • 1506 Buckhannon Pike, Nutter Fort, WV 26301
  • 17 Armory Rd, Clarksburg, WV 26301
  • 80 E Main St, Lost Creek, WV 26385

Are deposits at The Harrison County Bank insured?

Yes. The Harrison County Bank is an FDIC-insured bank (FDIC certificate #9030). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Harrison County Bank: frequently asked questions

Is The Harrison County Bank a good bank?

The Harrison County Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.71%).

Is The Harrison County Bank FDIC-insured?

Yes. The Harrison County Bank is a FDIC-insured bank (FDIC certificate #9030). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Harrison County Bank?

The Harrison County Bank holds $164 million in total assets, ranking 29th of 41 banks we track in West Virginia. It operates 4 branches.

Does The Harrison County Bank have CFPB complaints?

No CFPB complaints against The Harrison County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Whitesville State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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