Capon Valley Bank is a bank based in Wardensville, West Virginia, established in 1918, with $240 million in total assets across 6 branches. By Trust Grade it ranks 22nd of 41 banks we track in West Virginia. Its capital ratio of 9.4% trails most similarly sized banks (36th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Capon Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capon Valley Bank compares to West Virginia peers
How we graded Capon Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capon Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 717 N Main St, Moorefield, WV 26836
- 17558 Old Route 55, Baker, WV 26801
- 6701 Northwestern Pike, Gore, VA 22637
- 5511 Main St, Stephens City, VA 22655
- 2 W Main St, Wardensville, WV 26851
- 241 Ezra Ln, Winchester, VA 22603
Are deposits at Capon Valley Bank insured?
Yes. Capon Valley Bank is an FDIC-insured bank (FDIC certificate #9998). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capon Valley Bank: frequently asked questions
Is Capon Valley Bank a good bank?
Capon Valley Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.01%).
Is Capon Valley Bank FDIC-insured?
Yes. Capon Valley Bank is a FDIC-insured bank (FDIC certificate #9998). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Capon Valley Bank?
Capon Valley Bank holds $240 million in total assets, ranking 22nd of 41 banks we track in West Virginia. It operates 6 branches.
Does Capon Valley Bank have CFPB complaints?
No CFPB complaints against Capon Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
