Fnb Bank, Inc. is a bank based in Romney, West Virginia, established in 1910, with $272 million in total assets across 7 branches. By Trust Grade it ranks 23rd of 41 banks we track in West Virginia. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Fnb Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnb Bank, Inc. compares to West Virginia peers
How we graded Fnb Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnb Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 2957 Northwestern Pike, Capon Bridge, WV 26711
- 10076 Frankfort Hwy, Fort Ashby, WV 26719
- 22250 Northwestern Pike, Romney, WV 26757
- 105 N High St, Romney, WV 26757
- 90 W Rosemary Ln, Romney, WV 26757
- 731 Warrior Dr, Stephens City, VA 22655
- 16125 Northwestern Pike, Augusta, WV 26704
Are deposits at Fnb Bank, Inc. insured?
Yes. Fnb Bank, Inc. is an FDIC-insured bank (FDIC certificate #6794). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnb Bank, Inc.: frequently asked questions
Is Fnb Bank, Inc. a good bank?
Fnb Bank, Inc. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.89%).
Is Fnb Bank, Inc. FDIC-insured?
Yes. Fnb Bank, Inc. is a FDIC-insured bank (FDIC certificate #6794). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnb Bank, Inc.?
Fnb Bank, Inc. holds $272 million in total assets, ranking 23rd of 41 banks we track in West Virginia. It operates 7 branches.
Does Fnb Bank, Inc. have CFPB complaints?
No CFPB complaints against Fnb Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
