Williamstown Bank, Inc. is a bank based in Williamstown, West Virginia, established in 1919, with $237 million in total assets across 4 branches. By Trust Grade it ranks 20th of 41 banks we track in West Virginia. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Williamstown Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Williamstown Bank, Inc. compares to West Virginia peers
How we graded Williamstown Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Williamstown Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 3002 7th St, Parkersburg, WV 26101
- 1605 Harris Hwy, Parkersburg, WV 26101
- 52 Bosley Pkwy, Parkersburg, WV 26101
- 435 Highland Ave, Williamstown, WV 26187
Are deposits at Williamstown Bank, Inc. insured?
Yes. Williamstown Bank, Inc. is an FDIC-insured bank (FDIC certificate #14744). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Williamstown Bank, Inc.: frequently asked questions
Is Williamstown Bank, Inc. a good bank?
Williamstown Bank, Inc. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.64%).
Is Williamstown Bank, Inc. FDIC-insured?
Yes. Williamstown Bank, Inc. is a FDIC-insured bank (FDIC certificate #14744). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Williamstown Bank, Inc.?
Williamstown Bank, Inc. holds $237 million in total assets, ranking 20th of 41 banks we track in West Virginia. It operates 4 branches.
Does Williamstown Bank, Inc. have CFPB complaints?
No CFPB complaints against Williamstown Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
