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West Union Bank

West Union, WV · Est. 1893 · Website ↗
B
Trust Grade
Strong
Score: 85/100

West Union Bank is a bank based in West Union, West Virginia, established in 1893, with $303 million in total assets across 5 branches. By Trust Grade it ranks 37th of 41 banks we track in West Virginia. Its capital ratio of 6.5% trails most similarly sized banks (5th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against West Union Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$303.3M
$100M–1B institution
Deposits
$275.1M
Branches
5
Capital ratio
6.5%
Bottom 5% of $100M–1B peers · West Virginia median 10.1%
Return on assets
1.0%
Bottom 41% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#37
of 41 banks

How West Union Bank compares to West Virginia peers

Capital ratio
Bottom 5% of $100M–1B peers
West Union
6.5%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
West Union
1.0%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded West Union Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.5% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Union Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 212 Main St, West Union, WV 26456
  • 101 Eagle Dr, Pennsboro, WV 26415
  • 1 Westgate Center, Salem, WV 26426
  • 201 E Main St, Harrisville, WV 26362
  • 320 Emily Dr, Clarksburg, WV 26301

Are deposits at West Union Bank insured?

Yes. West Union Bank is an FDIC-insured bank (FDIC certificate #2452). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Union Bank: frequently asked questions

Is West Union Bank a good bank?

West Union Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Strongly profitable (ROA 1.05%).

Is West Union Bank FDIC-insured?

Yes. West Union Bank is a FDIC-insured bank (FDIC certificate #2452). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is West Union Bank?

West Union Bank holds $303 million in total assets, ranking 37th of 41 banks we track in West Virginia. It operates 5 branches.

Does West Union Bank have CFPB complaints?

No CFPB complaints against West Union Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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