Sterling Bank is a bank based in Barron, Wisconsin, established in 1885, with $356 million in total assets across 4 branches. By Trust Grade it ranks 109th of 154 banks we track in Wisconsin. Its capital ratio of 9.1% trails most similarly sized banks (30th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Sterling Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sterling Bank compares to Wisconsin peers
How we graded Sterling Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sterling Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 427 2nd St, Chetek, WI 54728
- 2547 State Route 35, Luck, WI 54853
- 234 E La Salle Ave, Barron, WI 54812
- 311 N Main St, Rice Lake, WI 54868
Are deposits at Sterling Bank insured?
Yes. Sterling Bank is an FDIC-insured bank (FDIC certificate #6195). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sterling Bank: frequently asked questions
Is Sterling Bank a good bank?
Sterling Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.58%).
Is Sterling Bank FDIC-insured?
Yes. Sterling Bank is a FDIC-insured bank (FDIC certificate #6195). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sterling Bank?
Sterling Bank holds $356 million in total assets, ranking 109th of 154 banks we track in Wisconsin. It operates 4 branches.
Does Sterling Bank have CFPB complaints?
No CFPB complaints against Sterling Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
