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Waumandee State Bank

Waumandee, WI · Est. 1914 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Waumandee State Bank is a bank based in Waumandee, Wisconsin, established in 1914, with $351 million in total assets across 8 branches. By Trust Grade it ranks 5th of 154 banks we track in Wisconsin. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Waumandee State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$350.6M
$100M–1B institution
Deposits
$303.5M
Branches
8
Capital ratio
10.9%
Top 39% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#5
of 154 banks

How Waumandee State Bank compares to Wisconsin peers

Capital ratio
Top 39% of $100M–1B peers
Waumandee State
10.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Waumandee State
1.1%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Waumandee State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Waumandee State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 350 S Nelson Dr, Arcadia, WI 54612
  • 600 E Main St, Mondovi, WI 54755
  • 36427 Main St, Whitehall, WI 54773
  • 308 3rd Ave W, Durand, WI 54736
  • 203 Main St, Black River Falls, WI 54615
  • 46 S Main St, Fountain City, WI 54629
  • S2021 County Road U, Waumandee, WI 54622
  • 123 Urberg St, Blair, WI 54616

Are deposits at Waumandee State Bank insured?

Yes. Waumandee State Bank is an FDIC-insured bank (FDIC certificate #10384). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Waumandee State Bank: frequently asked questions

Is Waumandee State Bank a good bank?

Waumandee State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.06%).

Is Waumandee State Bank FDIC-insured?

Yes. Waumandee State Bank is a FDIC-insured bank (FDIC certificate #10384). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Waumandee State Bank?

Waumandee State Bank holds $351 million in total assets, ranking 5th of 154 banks we track in Wisconsin. It operates 8 branches.

Does Waumandee State Bank have CFPB complaints?

No CFPB complaints against Waumandee State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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