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Bank Of Alma

Alma, WI · Est. 1986 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Bank Of Alma is a bank based in Alma, Wisconsin, established in 1986, with $339 million in total assets across 4 branches. By Trust Grade it ranks 39th of 154 banks we track in Wisconsin. Its capital ratio of 50.0% is stronger than 100% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 3.29% return on assets. No consumer complaints against Bank Of Alma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$339.3M
$100M–1B institution
Deposits
$168.5M
Branches
4
Capital ratio
50.0%
Top 0% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
3.3%
Top 1% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#39
of 154 banks

How Bank Of Alma compares to Wisconsin peers

Capital ratio
Top 0% of $100M–1B peers
Bank Of
50.0%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Bank Of
3.3%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Alma

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (50.0% capital ratio)
  • Strongly profitable (ROA 3.29%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Alma over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • N104 N Main St, Nelson, WI 54756
  • 419 2nd St, Pepin, WI 54759
  • 211 S Main St, Alma, WI 54610
  • 730 Pembroke Ave S, Wabasha, MN 55981

Are deposits at Bank Of Alma insured?

Yes. Bank Of Alma is an FDIC-insured bank (FDIC certificate #26689). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Alma: frequently asked questions

Is Bank Of Alma a good bank?

Bank Of Alma earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (50.0% capital ratio); Strongly profitable (ROA 3.29%).

Is Bank Of Alma FDIC-insured?

Yes. Bank Of Alma is a FDIC-insured bank (FDIC certificate #26689). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Alma?

Bank Of Alma holds $339 million in total assets, ranking 39th of 154 banks we track in Wisconsin. It operates 4 branches.

Does Bank Of Alma have CFPB complaints?

No CFPB complaints against Bank Of Alma appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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