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Fortifi Bank

Berlin, WI · Est. 1876 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Fortifi Bank is a bank based in Berlin, Wisconsin, established in 1876, with $723 million in total assets across 10 branches. By Trust Grade it ranks 54th of 154 banks we track in Wisconsin. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Fortifi Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$723.0M
$100M–1B institution
Deposits
$583.9M
Branches
10
Capital ratio
12.1%
Top 26% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.6%
Top 28% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#54
of 154 banks

How Fortifi Bank compares to Wisconsin peers

Capital ratio
Top 26% of $100M–1B peers
Fortifi Bank
12.1%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
Fortifi Bank
1.6%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Fortifi Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fortifi Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • N6230 State Road 49, Green Lake, WI 54941
  • 240 Broadway, Berlin, WI 54923
  • 408 Main St, Montello, WI 53949
  • 120 Alder Ave, Omro, WI 54963
  • 908 E Main St, Winneconne, WI 54986
  • 1330 Montondon Avenue, Waunakee, WI 53597
  • 701 Cormier Rd, Green Bay, WI 54304
  • 1092 W Fond Du Lac St, Ripon, WI 54971
  • 140 W Huron St, Berlin, WI 54923
  • 400 N Koeller St, Oshkosh, WI 54902

Are deposits at Fortifi Bank insured?

Yes. Fortifi Bank is an FDIC-insured bank (FDIC certificate #5286). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fortifi Bank: frequently asked questions

Is Fortifi Bank a good bank?

Fortifi Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.59%).

Is Fortifi Bank FDIC-insured?

Yes. Fortifi Bank is a FDIC-insured bank (FDIC certificate #5286). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fortifi Bank?

Fortifi Bank holds $723 million in total assets, ranking 54th of 154 banks we track in Wisconsin. It operates 10 branches.

Does Fortifi Bank have CFPB complaints?

No CFPB complaints against Fortifi Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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