Skip to main content
bank

Northwestern Bank

Chippewa Falls, WI · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Northwestern Bank is a bank based in Chippewa Falls, Wisconsin, established in 1904, with $712 million in total assets across 7 branches. By Trust Grade it ranks 35th of 154 banks we track in Wisconsin. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 2.96% return on assets. No consumer complaints against Northwestern Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$712.0M
$100M–1B institution
Deposits
$577.2M
Branches
7
Capital ratio
10.4%
Top 47% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
3.0%
Top 2% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#35
of 154 banks

How Northwestern Bank compares to Wisconsin peers

Capital ratio
Top 47% of $100M–1B peers
Northwestern Bank
10.4%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
Northwestern Bank
3.0%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Northwestern Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 2.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northwestern Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 202 N Bridge St, Chippewa Falls, WI 54729
  • 20 East Central Street, Chippewa Falls, WI 54729
  • 201 Main St, Cornell, WI 54732
  • 17152 County Highway J, Chippewa Falls, WI 54729
  • 111 N Washington St, Thorp, WI 54771
  • 1430 Rivers Edge Trl, Altoona, WI 54720
  • 803 E Murray St, Boyd, WI 54726

Are deposits at Northwestern Bank insured?

Yes. Northwestern Bank is an FDIC-insured bank (FDIC certificate #2468). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northwestern Bank: frequently asked questions

Is Northwestern Bank a good bank?

Northwestern Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 2.96%).

Is Northwestern Bank FDIC-insured?

Yes. Northwestern Bank is a FDIC-insured bank (FDIC certificate #2468). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Northwestern Bank?

Northwestern Bank holds $712 million in total assets, ranking 35th of 154 banks we track in Wisconsin. It operates 7 branches.

Does Northwestern Bank have CFPB complaints?

No CFPB complaints against Northwestern Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Woodtrust Bank
bank · Wisconsin Rapids, WI · $707M assets
Bank Of Sun Prairie
bank · Sun Prairie, WI · $717M assets
Fortifi Bank
bank · Berlin, WI · $723M assets
Bank Of Luxemburg
bank · Luxemburg, WI · $725M assets
Chippewa Valley Bank
bank · Hayward, WI · $735M assets
The Stephenson National Bank And Trust
bank · Marinette, WI · $684M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →