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Bay Bank

Green Bay, WI · Est. 1995 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Bay Bank is a bank based in Green Bay, Wisconsin, established in 1995, with $313 million in total assets across 3 branches. By Trust Grade it ranks 84th of 154 banks we track in Wisconsin. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Bay Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$312.7M
$100M–1B institution
Deposits
$259.3M
Branches
3
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#84
of 154 banks

How Bay Bank compares to Wisconsin peers

Capital ratio
Bottom 44% of $100M–1B peers
Bay Bank
9.8%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Bay Bank
1.1%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bay Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bay Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2555 Packerland Dr, Green Bay, WI 54313
  • 2550 W Mason St, Green Bay, WI 54303
  • N201 Hwy 47-55, Keshena, WI 54135

Are deposits at Bay Bank insured?

Yes. Bay Bank is an FDIC-insured bank (FDIC certificate #34052). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bay Bank: frequently asked questions

Is Bay Bank a good bank?

Bay Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.11%).

Is Bay Bank FDIC-insured?

Yes. Bay Bank is a FDIC-insured bank (FDIC certificate #34052). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bay Bank?

Bay Bank holds $313 million in total assets, ranking 84th of 154 banks we track in Wisconsin. It operates 3 branches.

Does Bay Bank have CFPB complaints?

No CFPB complaints against Bay Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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