Cumberland Federal Bank, Fsb is a bank based in Cumberland, Wisconsin, established in 1934, with $329 million in total assets across 2 branches. By Trust Grade it ranks 92nd of 154 banks we track in Wisconsin. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.34% return on assets. Consumers filed 1 complaints about Cumberland Financial Services, INC. with the CFPB — 3 per $1B in assets, a lower rate than 71% of peers.
How Cumberland Federal Bank, Fsb compares to Wisconsin peers
How we graded Cumberland Federal Bank, Fsb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.34%)
- 3.0 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
1 complaints filed with the CFPB against Cumberland Financial Services, INC. — 3 per $1B in assets.
These records were matched to Cumberland Federal Bank, Fsb by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Branch locations (2)
- 1390 2nd Ave, Cumberland, WI 54829
- 312 W 9th St N, Ladysmith, WI 54848
Are deposits at Cumberland Federal Bank, Fsb insured?
Yes. Cumberland Federal Bank, Fsb is an FDIC-insured bank (FDIC certificate #29293). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cumberland Federal Bank, Fsb: frequently asked questions
Is Cumberland Federal Bank, Fsb a good bank?
Cumberland Federal Bank, Fsb earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 and a customer-experience score of 79.7/100. Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.34%).
Is Cumberland Federal Bank, Fsb FDIC-insured?
Yes. Cumberland Federal Bank, Fsb is a FDIC-insured bank (FDIC certificate #29293). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cumberland Federal Bank, Fsb?
Cumberland Federal Bank, Fsb holds $329 million in total assets, ranking 92nd of 154 banks we track in Wisconsin. It operates 2 branches.
How many complaints does Cumberland Federal Bank, Fsb have?
Consumers filed 1 complaints about Cumberland Financial Services, INC. with the CFPB, or 3 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
