Northern State Bank is a bank based in Ashland, Wisconsin, established in 1933, with $329 million in total assets across 7 branches. By Trust Grade it ranks 31st of 154 banks we track in Wisconsin. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Northern State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern State Bank compares to Wisconsin peers
How we graded Northern State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 200 West Main Street, Butternut, WI 54514
- 85 N Grant St, Glidden, WI 54527
- 103 N Main St, Mellen, WI 54546
- 321 2nd St W, Ashland, WI 54806
- 226 W Bayfield St, Washburn, WI 54891
- 213 Main St N, Aurora, MN 55705
- 321 Main St W, Ashland, WI 54806
Are deposits at Northern State Bank insured?
Yes. Northern State Bank is an FDIC-insured bank (FDIC certificate #15242). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern State Bank: frequently asked questions
Is Northern State Bank a good bank?
Northern State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.47%).
Is Northern State Bank FDIC-insured?
Yes. Northern State Bank is a FDIC-insured bank (FDIC certificate #15242). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Northern State Bank?
Northern State Bank holds $329 million in total assets, ranking 31st of 154 banks we track in Wisconsin. It operates 7 branches.
Does Northern State Bank have CFPB complaints?
No CFPB complaints against Northern State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
