Skip to main content
bank

Bank Five Nine

Oconomowoc, WI · Est. 1859 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Bank Five Nine is a bank based in Oconomowoc, Wisconsin, established in 1859, with $2.6 billion in total assets across 19 branches. By Trust Grade it ranks 103rd of 154 banks we track in Wisconsin. Its capital ratio of 9.1% trails most similarly sized banks (25th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Bank Five Nine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.2B
Branches
19
Capital ratio
9.1%
Bottom 25% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
1.5%
Top 30% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#103
of 154 banks

How Bank Five Nine compares to Wisconsin peers

Capital ratio
Bottom 25% of $1B–10B peers
Bank Five
9.1%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $1B–10B peers
Bank Five
1.5%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Five Nine

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Five Nine over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • W359n5900 Brown St, Oconomowoc, WI 53066
  • 800 Cardinal Ln, Hartland, WI 53029
  • 1306 W Wisconsin Ave, Oconomowoc, WI 53066
  • N112w17100 Mequon Rd, Germantown, WI 53022
  • 18815 W Capitol Dr, Brookfield, WI 53045
  • 940 Bell Ave, Hartford, WI 53027
  • 1811 W Washington St, West Bend, WI 53095
  • 1300 N Summit Ave, Oconomowoc, WI 53066
  • 11715 N Port Washington Rd, Mequon, WI 53092
  • N56w14044 Silver Spring Dr, Ste 100, Menomonee Falls, WI 53051
  • 5315 Wall St Ste 200, Madison, WI 53718
  • N109w17075 Ava Cir, Germantown, WI 53022
  • 2300 Washington St, Grafton, WI 53024
  • 5555 N Port Washington Rd, Glendale, WI 53217
  • 400 E Wisconsin Ave, Milwaukee, WI 53202
  • 12600 W North Ave, Brookfield, WI 53005
  • 3830 S Moorland Rd, New Berlin, WI 53151
  • 6004 W Howard Ave, Milwaukee, WI 53220
  • 155 W Wisconsin Ave, Oconomowoc, WI 53066

Are deposits at Bank Five Nine insured?

Yes. Bank Five Nine is an FDIC-insured bank (FDIC certificate #12517). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Five Nine: frequently asked questions

Is Bank Five Nine a good bank?

Bank Five Nine earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.48%).

Is Bank Five Nine FDIC-insured?

Yes. Bank Five Nine is a FDIC-insured bank (FDIC certificate #12517). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Five Nine?

Bank Five Nine holds $2.6 billion in total assets, ranking 103rd of 154 banks we track in Wisconsin. It operates 19 branches.

Does Bank Five Nine have CFPB complaints?

No CFPB complaints against Bank Five Nine appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

North Shore Bank
bank · Brookfield, WI · $2.6B assets
One Community Bank
bank · Oregon, WI · $2.5B assets
National Exchange Bank And Trust
bank · Fond Du Lac, WI · $2.9B assets
Waterstone Bank, Ssb
bank · Wauwatosa, WI · $2.3B assets
National Bank Of Commerce
bank · Superior, WI · $2.2B assets
Incrediblebank
bank · Wausau, WI · $2.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →