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West Pointe Bank

Oshkosh, WI · Est. 1996 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

West Pointe Bank is a bank based in Oshkosh, Wisconsin, established in 1996, with $374 million in total assets across 1 branch. By Trust Grade it ranks 48th of 154 banks we track in Wisconsin. Its capital ratio of 18.8% is stronger than 96% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 2.90% return on assets. No consumer complaints against West Pointe Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$374.1M
$100M–1B institution
Deposits
$266.0M
Branches
1
Capital ratio
18.8%
Top 4% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
2.9%
Top 2% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#48
of 154 banks

How West Pointe Bank compares to Wisconsin peers

Capital ratio
Top 4% of $100M–1B peers
West Pointe
18.8%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
West Pointe
2.9%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded West Pointe Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.8% capital ratio)
  • Strongly profitable (ROA 2.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Pointe Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1750 Witzel Ave, Oshkosh, WI 54902

Are deposits at West Pointe Bank insured?

Yes. West Pointe Bank is an FDIC-insured bank (FDIC certificate #34162). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Pointe Bank: frequently asked questions

Is West Pointe Bank a good bank?

West Pointe Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 2.90%).

Is West Pointe Bank FDIC-insured?

Yes. West Pointe Bank is a FDIC-insured bank (FDIC certificate #34162). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is West Pointe Bank?

West Pointe Bank holds $374 million in total assets, ranking 48th of 154 banks we track in Wisconsin. It operates 1 branch.

Does West Pointe Bank have CFPB complaints?

No CFPB complaints against West Pointe Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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