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Richland County Bank

Richland Center, WI · Est. 1881 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Richland County Bank is a bank based in Richland Center, Wisconsin, established in 1881, with $114 million in total assets across 1 branch. By Trust Grade it ranks 27th of 154 banks we track in Wisconsin. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Richland County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$113.6M
$100M–1B institution
Deposits
$95.8M
Branches
1
Capital ratio
15.2%
Top 10% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.4%
Top 35% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#27
of 154 banks

How Richland County Bank compares to Wisconsin peers

Capital ratio
Top 10% of $100M–1B peers
Richland County
15.2%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Richland County
1.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Richland County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Richland County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 195 W Court St, Richland Center, WI 53581

Are deposits at Richland County Bank insured?

Yes. Richland County Bank is an FDIC-insured bank (FDIC certificate #15092). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Richland County Bank: frequently asked questions

Is Richland County Bank a good bank?

Richland County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.45%).

Is Richland County Bank FDIC-insured?

Yes. Richland County Bank is a FDIC-insured bank (FDIC certificate #15092). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Richland County Bank?

Richland County Bank holds $114 million in total assets, ranking 27th of 154 banks we track in Wisconsin. It operates 1 branch.

Does Richland County Bank have CFPB complaints?

No CFPB complaints against Richland County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The International Bank Of Amherst
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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